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Luxury asset — exotic vehicle
Asset-Backed Lending · Nationwide

Unlock Capital
Without Selling.

Borrow against your luxury vehicle, watch, jewelry, or fine art — no credit check, no income verification. Funded in as little as 24 hours.

  • No credit check — asset underwriting only
  • No income verification required
  • Funding in as little as 24 hours
  • Discreet, white-glove service

Get a Funding Estimate

No credit check. No obligation. 100% confidential.

We lend up to 60% of your asset’s appraised value. Minimum asset value: $15,000. Minimum loan amount: $25,000.

To secure the loan, your asset must be physically in our possession. You won’t have access to or use of the asset until the loan is repaid in full. Do you accept these terms?

No credit check  ·  No obligation  ·  100% confidential

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How LQD Works

Three simple steps from inquiry to funded — no credit approval, no bank visits, no delays.

STEP 01

Submit Your Asset

Fill out our brief online form with your contact details and asset information. Our AI underwriting system evaluates preliminary value in minutes. No credit pull. No income docs.

STEP 02

Receive Your Term Sheet

Within 24 hours, our underwriting team contacts you with a loan offer — amount, rate, and term. You review the terms at your convenience with zero obligation.

STEP 03

Get Funded

Accept your offer, arrange secure transfer of your asset to LQD's facility, and receive your capital. Funds typically hit your account within 24–48 hours of asset receipt.

Assets We Lend Against

If you own a high-value asset, there’s a good chance we can unlock capital against it — quickly and discreetly.

Exotic luxury vehicle

Luxury & Exotic Vehicles

Ferrari, Lamborghini, Rolls-Royce, Bentley, McLaren, Porsche, and other high-value collector cars qualify. We lend up to 60% of appraised value with 4–12 month terms. Your vehicle is stored securely in our climate-controlled facility during the loan period.

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Luxury yacht on open water

Boats & Yachts

From center consoles to fully outfitted motor yachts, LQD accepts marine vessels as collateral. Our team handles transport and secured storage. Fast appraisal means you can have a term sheet in hours, not weeks.

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Luxury timepiece close-up

Fine Timepieces

Rolex, Patek Philippe, Audemars Piguet, Richard Mille, F.P. Journe — the watches that hold and appreciate in value are exactly the collateral we lend against. Our in-house timepiece specialists authenticate and appraise on site.

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Fine jewelry and diamonds

Jewelry & Gemstones

Estate pieces, certified diamonds, precious stones, and fine jewelry from Van Cleef & Arpels, Cartier, and other prestigious houses. All items are GIA-verified where applicable and stored in our vault during the loan term.

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Fine art gallery wall

Fine Art

Original works from recognized artists with verifiable provenance. LQD works with accredited appraisers to establish fair market value quickly. Ideal for collectors who need liquidity without parting with a piece they intend to keep.

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Classic collector vehicle

Collectibles & Other Assets

High-value RVs, trailers, rare collectibles, and other hard assets considered on a case-by-case basis. If your asset has significant verifiable value, we want to hear from you. Fill out the form below and our underwriting team will evaluate it.

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Transparent Loan Terms

No hidden fees. No surprises. Every term published upfront.

1.9–3.5%
Monthly Rate
Per month on hard assets
Up to 60%
Loan-to-Value
Of appraised asset value
4–12 Months
Loan Term
Flexible, renewable
No Penalty
Prepayment
Repay early, pay less

Asset Possession Requirement

To secure the loan, your asset must be physically transferred to LQD’s insured facility for the duration of the loan. You will not have access to or use of the asset until the loan is repaid in full. This ensures the integrity of the collateral — and it’s why we can move so quickly without credit checks.

Apply in Minutes

Tell us about your asset. Our underwriting team will respond within 24 hours with your options.

Get a Funding Estimate

No credit check. No obligation. 100% confidential.

We lend up to 60% of your asset’s appraised value. Minimum asset value: $15,000. Minimum loan amount: $25,000.

To secure the loan, your asset must be physically in our possession. You won’t have access to or use of the asset until the loan is repaid in full. Do you accept these terms?

No credit check  ·  No obligation  ·  100% confidential

Frequently Asked Questions

Still have questions?

Call (516) 250-3886